Fundamentals of Credit​ Module 3​ & 4: Business Risk Assessment and Industry Risk Assessment​

Description

Module Name:        Business Risk Assessment

Description:    

The Business Risk Assessment module of the Fundamentals of Credit Series is intended to walk the participants through all the aspects of the borrower’s operations, from its history, ownership and management, production facilities, material supply chain, storage warehousing, distribution network, target market, customer base and labor force.  Each participant shall learn what questions to ask in order to get the answers necessary to determine the risks involved in the business and be able to cite mitigants, if any.

 

Objective:   

By the end of this course, one will be able to:

  1. Understand the credit analysis framework and its components
  2. Identify and differentiate the legal counterparties and credit bases in analyzing a potential/existing borrowing account
  3. Possess the ability to discern the relevant operational information necessary in analyzing business risk

 

Outline:  

  1. Credit Analysis Framework
  2. Legal Counterparties And Credit Bases
  3. Business Risk Assessment
  4. Relevant Business Information
    • Company History
    • Ownership And Management
    • Business Operations
    • Credit History
    • Individual Borrower/Co-Borrower/Surety/Guarantor

 

Target Participants:

Account Officers, Account Associates, Credit Officers, Credit Analysts, Credit Policy Officers, Credit Review Officers, Branch Managers, Branch Officers, Branch Associates, Operations Officers, Internal Auditors

 

Module Name:        Industry Risk Assessment

Description:           

The Industry Risk Assessment module of the Fundamentals Of Credit Series is intended to teach the participants on the importance of understanding the operating environment of a borrower in the credit decision-making process.  The participants are given some of the necessary tools – Broad Factors Analysis, SWOT Analysis and Porter’s Five Forces Analysis – in determining the market positioning of a borrower and thus foresee its future path.

 

Objective:             

By the end of this course, one will be able to:

  1. Understand the credit analysis framework and its components
  2. Identify the economic cycle stage of an industry and its impact on the industry players
  3. Know the different tools used in industry analysis and its application, with the objective of assessing industry current status and prospects
  4. Know current macroeconomic conditions and their impact on local business conditions

 

Outline:                

  1. Credit Analysis Framework
  2. Industry Risk Assessment
  3. Definition Of Industry
  4. Country Risk Assessment
  5. Macroeconomic Assessment
    • National Output
    • Unemployment
    • Inflation
  6. Industry Analysis
  7. Broad Factors Analysis (PESTEL)
  8. SWOT Analysis
  9. Porter’s Five Forces Analysis

 

Target Participants:        

Account Officers, Account Associates, Credit Officers, Credit Analysts, Credit Policy Officers, Credit Review Officers, Branch Managers, Branch Officers, Branch Associates, Operations Officers, Internal Auditors

 

Resource Speaker:

Ms. Maria Teresita R. Dean

Trainer and is a highly-experienced senior management professional with over thirty-nine years of credit and collections management, risk management, account management and distressed assets management background in both domestic and international markets

 

Schedule:

September 2 – 3, 2026 (Wednesday – Thursday)
Day 1: 9:00 AM – 5:00 PM
Day 2: 9:00 AM – 12:00 PM

 

Training Fee per Participant:

Member Institution – Php 6,720.00

Non-Member Institution – Php 8,960.00

*VAT inclusive

 

REGISTER HERE!